To compare health insurance plans effectively, consider key factors such as coverage, premiums, claim settlement ratio, and network hospitals. Look for comprehensive coverage that includes hospitalization, day-care treatments, and pre- and post-hospitalization expenses. Compare premiums to find a plan that balances cost and benefits, ensuring you get value without overspending. Check the insurer’s claim settlement ratio, as a higher ratio indicates a more reliable claims process. Additionally, examine the network of cashless hospitals to ensure you can access care nearby. Reviewing these factors and reading customer feedback can help you choose the best plan to meet your healthcare needs.
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